Understanding pension changes & filling the pensions gap

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From Royal Aeronautical Society Partner The Alexander Associates Group of Companies (AAG)


Recent legislative changes introduced by the coalition government have had a major impact on the way pensions will operate in the future. We will look at these changes in greater detail and their potential impact when planning for retirement. Of these changes, we have welcomed the following:

  • Pensions are now simpler and more flexible
  • There is no longer the requirement to annuitise or purchase an Alternatively Secured Pension (ASP) at age 75
  • The ability to carry forward unused contributions from previous 3 years
  • Continuance of the highest rate of tax relief.

However, it is clear that the reduction in the Annual Allowance and Lifetime Allowance will mean that a number of people will have to redirect their contributions to non-pension investments. Higher earners in particular may need to consider new ways to plan for retirement.

These announced changes in tax policy have created a need for options beyond traditional pensions. In view of these changes, AAG Corporate Services are hosting a presentation to help explain how the changes may affect investors.


Ian Price – St. James’s Place – with 30 years experience in the Pensions industry, Ian regularly comments on and writes for the Industry press on all pension issues and will discuss how recent legislative changes will affect pensions. He has spent four years on the Pensions & Savings Committee of the ABI.

Octopus Investments - an award-winning, market-leading investment company will be discussing a range of solutions for those who wish to look at alternative investments. These include Venture Capital Trusts (VCT) and Enterprise Investment Schemes (EIS) amongst others.

We would like to invite you to what will be an interesting and insightful discussion, with the ultimate aim of helping you plan for a comfortable retirement.


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  • Event venue: The Royal Aeronautical Society
    Address: No.4 Hamilton Place, London, United Kingdom, W1J 7BQ - View Map Below

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